21．Life on the street is a constant struggle for homeless people.In extreme weather conditions，that struggle becomes even more difficult.Recently，homeless people across Chicago faced freezing to death if they couldn't find shelter for the night.
Thankfully，one local woman refused to let that happen.On January 30，34-year-old Candice Payne，a local managing broker，was lucky enough to have shelter from the dangerous conditions."It was -20℃，and I knew they were going to be sleeping on ice and I had to do something，"said Payne.Payne started brainstorming different ways she could possibly help.Finally，she decided to see if there were any rooms available at local inns and hotels that she could get to help those stuck on the street.
For Payne，her mission was personal.According to Payne，her husband，Carlos Callahan，had lived on the street at one point in his life.Based on his experience，Payne knew that the homeless people still living on the street desperately needed help and she wanted to step up.
However，when Payne explained what she was trying to do，many of the local hotels refused to allow her to pay for the rooms as they didn't want homeless people to stay in their rooms."No one wanted them，but one hotel，the Amber Inn，was nice enough to allow me to buy the rooms，"said Payne.
Payne's selfless act
made news across the country.However，she insisted she had never done it for attention."I am a regular person，"said Payne，who spent thousands of dollars of her own money to help complete strangers."It all sounded like a rich person did this，but I'm just a little black girl from the South Side."
（1）What was the biggest problem homeless people had when extreme weather came？（no more than 10 words）
（2）Why was Candice Payne determined to help homeless people？（no more than 10 words）
（3）How did Candice Payne help the homeless people？（no more than 8 words）
（4）What does the underlined part mean in the last paragraph？（no more than 3 words）
（5）What do you think of Payne？Please give your reasons.（no more than 20 words）
